What is the best credit score for a personal loan?

The best credit score for a personal loan is typically 670 or higher, which falls into the "good" to "excellent" credit range. Borrowers with scores in this range often qualify for lower interest rates, higher loan amounts, and better terms. However, even if your credit score is lower, many lenders, including options through Beem, offer personal loans for individuals with fair or poor credit, though these may come with higher interest rates.