What is a Beem account?

Modified on Sun, 1 Feb at 10:20 PM

A Beem account is your personal digital financial account inside the Beem app — a mobile financial platform designed to help you access, manage, and move money all from your phone.


Once you complete the onboarding steps (signing up and verifying your identity), your Beem account is created, and the balance you see on the home screen of the app is your active Beem account balance.


With your Beem account, you can:

  • Send and receive money electronically.
  • Withdraw funds to a linked bank account, debit card, or prepaid card.
  • Use Beem’s financial tools like budgeting features, credit building, instant cash access (Everdraft™, if eligible), and more.
  • Manage your balance and transactions securely, with bank-level security and encrypted protections.


Think of a Beem account like a digital wallet or online bank account that lives inside the Beem app — it holds your money and lets you access financial services easily from your smartphone.

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