Can I send money to someone who is not on Beem ?

Yes, the person you are sending money to does not have to have the Beem app! You can simply identify the recipient with a phone number or email, depending on what you have available. The recipient will receive a link and can choose to receive the money in one of the following ways: 

• to bank account (ACH transfer, 3-5 days)
• to debit card instantly (charges apply)
• to prepaid card
• to gift card
• to Beem account for the future

They will need to verify their details as applicable for the above.